Civil Servants Housing Scheme Fund Nairobi, Wednesday 24th January 2018

Nairobi, Wednesday 24th January 2018

The Government is to fast track issuance of titles to all public servants who purchased houses from the Civil Servants Housing Scheme Fund (CSHSF) and who have completed the full purchase price, Lands PS, Dr. Nicholas Muraguri has said.

The Lands PS says in a Public notice that the ownership documents should be submitted on or before 9th February 2018 to the office of the Director of CSHSF at Ardhi house.

“To facilitate processing and issuance of the titles, the Civil Servants who qualify are required to submit, a certified copy of the Letter of offer, a certified copy of the duly signed and registered sale agreement and a clearance letter from CSHSF”, Says Dr. Muraguri.

CSHSF was initiated in 2004 where a total of about 2400 units were sold in Nairobi County.

“Less than 400 beneficiaries already have the titles and the government is committed to issue ownership documents to deserving civil servants.” Says Dr. Muraguri.

The lands PS expressed concern that a number of civil servants completed paying for their houses over 10 years ago but have no ownership documents to date.

“Without title deeds, the house owners’ cannot use property as collateral or security to borrow money from financial institution and there is urgent need to issue them with titles.” Said Dr. Muraguri.

In Nairobi County the estates targeted in the exercise include Ngara, Kibera High Rise, Shauri moyo, Kileleshwa, Kilimani and Jogoo Road.

CSHSF has initiated construction of Civil Servants houses in Kisumu, Kiambu, Machakos and Embu.

Other areas intended to begin construction of 1350 units by July this year is Garissa, Nyeri, Kisii, Murang’a, Kakamega, Nakuru, Eldoret and Meru.

The establishment of the fund is in line with the National Housing Policy for Kenya 2004 (Sessional Paper No. 3).

The policy among other things called for employers to facilitate their employees to acquire housing.


Fact File:-


The sale of government houses commenced in 2004 when 1082 non-strategic government houses in Nairobi were sold mainly to the occupants.

The government also constructed and sold to civil servants 843 houses, a shopping centre and a Nursery School in Nairobi.  These houses are located in Kilimani, Kileleshwa, Ngara and Jogoo Road.

315 Rental Units have been constructed in Shauri Moyo and Jogoo Road.

The Government is also constructing houses for sale in Kisumu, Machakos and Kiambu.

The houses under construction are as follows:

Town                    Total

Kisumu                   250

Machakos               200

Embu                     220

Kiambu                   200

Total                      870


Proposed Housing Projects

Construction of civil servants houses in Mombasa, Nakuru, Nyeri, Kakamega, Murang’a, Eldoret, Garissa, Kisii and Meru is to commence in July, 2018 and the total number of units is 1,350.

All the above housing units (4,145) require to have titles issued to the individual owners.

Since inception, the scheme has facilitated more than 3,000 civil servants to access housing.

This has been achieved through housing finance loans or sale of houses constructed through the Scheme.

To grant housing loans to Civil servants, the Scheme has partnered with two mortgage finance institutions, Home and Loan of KCB and Housing Finance, with nationwide coverage.

To date about 600 civil servants have been facilitated with loans to construct or purchase residential houses.

Some of the Challenges which have limited access to mortgage loans in the market are stringent lending terms including high qualifying incomes, high interest rates and short-term repayment periods.


Head/Public Communications Unit

Joseph K. Mwangi

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